Course objective:
MFIs provide innovative financial solutions and services to empower people, create jobs and build vibrant communities. Loan products, services and training enable clients to improve their income and livelihood, develop businesses, to save and to insure against an uncertain future.
The objective of the course is to provide a detailed understanding and importance of Loan products, policies and the procedures using a case method approach.
Course audience:
Field Officers, credit officers, Branch Managers, Management and officers of micro-finance institutions, finance managers
Course Contents:
- Why loans are important and for whom?
- Loan Products
- Overview of loan Operating policies and procedures
- Loan Application Procedure
- Loan Appraisal cum Approval Procedure
- Loan Disbursement Procedure
- Loan Utilization and Monitoring
- Loan Repayment /Collection
- Documentation and Monitoring
- Role of field officers/ managers in facilitating healthy loan process.
